It is our goal to offer you the credit card that best fits your credit profile based on your consumer credit report and other information you provide us. You may be offered a secured or unsecured card which will be disclosed to you before your application is processed.

Any credit extended under the secured credit card is secured by a deposit account with HSBC Bank USA N.A.

Platinum/Gold Benefits Limitations
Certain restrictions, limits and exclusions apply. Benefits may not be offered in every state. Coverage may be underwritten and managed by companies that are not affiliated with MasterCard, Visa or HSBC Bank Nevada, N.A. Full details will be sent when you become a Cardmember.

MasterCard® and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated. The Orchard Bank® MasterCard® is issued by HSBC Bank Nevada, N.A. and is serviced by its affiliate, HSBC Card Services Inc.

Privacy/Security
We are committed to safeguarding your privacy online. If you would like more details, please visit Orchard Bank's Privacy and Security Information at orchardbank.com. Orchard Bank Correspondence, 1441 Schilling Place, Salinas, CA 93912

Orchard Bank Correspondence, 1441 Schilling Place, Salinas, CA 93912

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Credit Cards issued by HSBC Bank Nevada, N.A.
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